Kevin Pacheco –

Welcome to Advantage Wealth & Insurance

Choose Advantage Wealth & Insurance for a
comprehensive and personalized approach to
insurance and wealth management.

Let us guide you on the path to financial security and help you protect what matters most.

Wealth & Saving Plans

GIC (Guaranteed Investment Certificates):

Secure your investments with GICs, which guarantee the return of your initial investment amount at the end of the term, along with the predetermined interest rate.

GIC (Guaranteed Investment Certificates):

Secure your investments with GICs, which guarantee the return of your initial investment amount at the end of the term, along with the predetermined interest rate.

Segregated Mutual Funds

Enjoy the benefits of guarantees not found in other investments. Choose a guarantee level on your initial investment from 75% to 100% to ensure a significant portion or all of your invested money remains protected.

Segregated Mutual Funds

Enjoy the benefits of guarantees not found in other investments. Choose a guarantee level on your initial investment from 75% to 100% to ensure a significant portion or all of your invested money remains protected.

Annuities

Plan for a stable income stream during retirement, independent of market fluctuations. Annuities provide you with the flexibility to customize your investment to suit your specific needs, ensuring a reliable source of income.

Annuities

Plan for a stable income stream during retirement, independent of market fluctuations. Annuities provide you with the flexibility to customize your investment to suit your specific needs, ensuring a reliable source of income.

Explore the advantages of our financial products at Advantage Wealth & Insurance. From secure GICs and guaranteed segregated mutual funds to the diversification offered by mutual funds and the reliability of annuities, we have the solutions to support your financial goals and provide peace of mind.

Welcome to Advantage Wealth & Insurance, where we specialize in shaping your financial future with a friendly touch. Consider us more than advisors; think of us as your dedicated partners in bringing your envisioned tomorrows to life.

Our dedication extends beyond mere transactions. We’re genuine advocates for your financial well-being, fueled by innovative thinking and creative solutions. When faced with challenges, we don’t just solve problems; we architect your financial success. We will turn dreams into reality.

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Get in touch with us

Choose Advantage Wealth & Insurance for a comprehensive and personalized approach to insurance and wealth management.

Our Partners

Different types of life insurance .

At Advantage, I tailor our approach to match your needs, recommending the ideal amount and type of insurance to suit your requirements. Here are the three main types of Life Insurance we offer:

Term Insurance (Temporary/No Cash Values):

An affordable solution for temporary needs.

Level costs throughout the specified term.

Renewal options available at higher premiums if needed beyond the initial term.

Conversion to a permanent plan possible at attained age, regardless of health status.

Whole Life & Participating Insurance (Permanent/Cash Values):

Traditional permanent insurance with higher initial costs.

Builds cash values over time through dividends.

Cash values can be utilized to pay future premiums, increase the death benefit, or for cash withdrawal or borrowing.

Options of paying up insurance premium within 5- 20 years. 

Universal Life Insurance (Permanent/Cash Values):

A flexible and transparent product with set insurance costs.

Excess funds can be directed to a cash accumulation fund (within limits) for tax-sheltered growth.

Investment options include indexed accounts and GICs.

Insurance costs can be level or yearly increasing, with the latter advisable for policies funded above the minimum premium.

Varied deposits are permissible from year to year as long as the minimum premium is met.

Testimonials