Kevin Pacheco –

TD Insurance offers general life insurance products that are suitable for people who want a simple plan. They only have a limited amount of term life and permanent life options, which might not fit specific needs. As their term life insurance policies range from only 10 or 20 years, while there are only two options for permanent life insurance. Their rates are higher on average compared to competing life insurance companies. Although they lack beneficial riders that other competing life insurance companies offer, TD does have accidental benefits for family coverage, thus receiving a 1½ stars out of 5 from Protect Your Wealth.

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